About siola
siola is the platform connecting Saudi Arabia's construction sector with its financing institutions. We bring contractors, their suppliers and licensed financing partners onto one system, so capital reaches the businesses building the Kingdom at the pace projects actually run. Early payment on approved invoices is where we start.
Our story
Across Saudi Arabia's construction sector, the businesses doing the work wait 120 days or more to get paid. Banks underwrite balance sheets, not receivables — so subcontractors and suppliers run out of cash exactly when projects need them most.
siola was founded to close that gap. By verifying invoices at the anchor and matching them to institutional capital, we shorten payment from months to days — without adding debt to suppliers or shortening terms for buyers. It's infrastructure for how the Kingdom builds.
What we stand for
Every invoice is verified, every payment tracked end-to-end, and funding comes only from Shariah-compliant partners. Reliability isn't a feature — it's the foundation.
Liquidity at the moment work is verified. We measure success in days saved and projects kept moving, not paperwork processed.
KSA-resident infrastructure, integrated with Nafath, SIMAH and the Kingdom's data rails. We build where we operate.
Anchor, supplier, or financing partner — there's a place for you on the platform.
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